Begin the year-end review by assessing whether your portfolios are on track to achieve your life goals.
If you spread your investments and get exposure to many asset classes, then that is called diversification. Asset allocation is the process of allocating your money to different investments. And they offer tremendous advantages, says Rishi Piparaiya.
Borrowing from a fraudulent loan app subjects the borrower to a variety of risks.
Aseem Chhabra picks his top 10 Indian films of 2024, which includes films that have had theatrical releases or are streaming on OTT.
We asked you, dear readers to share your best tips on saving money. Sudhir Mateti, 49, from Pune shared his six golden rules.
'If equities perform well in a year, withdraw money from equities. If the equity market is down, shift withdrawal to the debt portion.'
'Tax is not required to be deducted from specified payments if a recipient files a self-declaration with the deductor for no deduction of tax.'
Try getting to know them better before allowing yourself to develop any feelings, or your judgment will get clouded by emotions running high, suggests Ravi Mittal, CEO, Quack Quack, an online dating app.
'It makes sense to have gold in one's portfolio keeping the political and economic risks of 2024 in mind.'
Maintain a proper record of documents that can act as proof of the cost of acquisition of the property, cost of improvements made to the property, expenses related to transfer of the property (like brokerage and registration charges). These will come in handy in case of a dispute with the taxman.
Customers who possess gold jewellery but are either being denied a personal loan or are being asked for a high interest rate due to their poor credit profile may consider a gold loan.
Find out whether the fund is equity, debt, or hybrid oriented. 'Understand the portfolio composition and whether it suits your risk appetite and horizon.'
'TMFs trump FMPs and FDs when it comes to investing in a high-duration product.'
Despite uncertain times and market volatility ahead, investors should continue with their disciplined investing via SIPs.
Health insurance coverage should be hiked periodically to keep pace with medical inflation, or increase in healthcare costs.
If the gift is received from a relative, there is no tax implication. But if the gift is received from a non-relative and exceeds Rs 50,000 in value during a financial year, the entire value of the gift is taxable.
Investors looking for a fixed-income product that is free of credit risk may invest in these bonds.
Taxpayers seeking to save tax from the sale of gold (including inherited) should reinvest the capital gains in residential property to avail of the benefit provided by Section 54F.
There are millions of Indian women who avoid the responsibility of managing their finances due to a variety of reasons, including cultural and social conditioning.
A portfolio can be rebalanced by either selling a portion of the outperforming asset class or by buying more of the underperforming asset class.
Want to know how to claim tax deduction on property income you earn? Do you know how to withdraw unclaimed EPF money?
Personal loans and credit card loans provide quick access to money when it is urgently needed, but they also carry risks for borrowers.
Do not shop around for loans immediately after getting a secured credit card. Such loan enquiries can also pull down credit score, as they are treated as a sign of credit-hungry behaviour.
Traditional investments like fixed deposits are good and safe and one must have a part of their savings invested in such risk free options. However, your portfolio is not complete and balanced in the absence of stock investments.
Investors must adopt a balanced approach, incorporating both styles in their portfolios.
Sending money to your parents is a nice way of letting them know that you care. A ready reckoner of the fastest, the cheapest and the most convenient modes of funds transfer
FMPs remain an option for investors who believe interest rates could head downward over time and wish to lock in the current rates. TMFs have very low expense ratios, which makes them cost-efficient.
The challenge isn't in selling -- it's easy to sell when the market peaks. The real challenge is in buying back.
With an aim to recover fines from elusive offenders, capital markets regulator Sebi on Thursday introduced a reward system for up to Rs 20 lakh to informants for sharing information about the assets of defaulters. The reward may be granted in two stages -- interim and final. While the interim reward amount will not exceed two and a half per-cent of the reserve price of the asset regarding which tips was provided or Rs 5 lakh, whichever is less and the final reward amount will not exceed 10 per cent of the dues recovered or Rs 20 lakh, whichever is less.
Here's how you can make money every day in the stock markets. These 11 tips will help maximisie profits and minimise losses.
'Some buyers believe prices may correct in the future.' 'This is unlikely. Many developers are increasing prices amid strong sales and inflationary trends.'
The rising market poses a dilemma for investors on whether to continue buying, reduce equity holding, or exit equities altogether.
'That comparison, "Oh look at Vicky, do you also see yourself being that successful in life?"' 'Vicky has seen a lot and done a lot and he is where he is. I feel really happy about it.' 'But I have my own journey.'
Do not go for riskier options like co-operative bank only for the higher return. Even if you go for them, park only a small portion of your capital there, say Tinesh Bhasin and Sanjay Kumar Singh.
An individual can avail tax deduction on the amount spent during the year on a deferred annuity for self, spouse, or child.
Investors should use a mix of active and passive funds.
Why is the Big Apple welcoming our pachyderms? And how is India teaching the world about living with wildlife?
Gold is an excellent asset class for diversification and should be included in all long-term portfolios.
Multi-currency pre-paid cards are a good option while travelling abroad.
An allocation to ESG theme funds can bring down the overall risk of an equity portfolio. Investors with long-term financial goals, such as retirement, should not ignore sustainable investing.
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